HSBC, Nationwide and Coventry raise rates on fixed mortgages amid Middle East crisis

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Okay, let’s start from the top. CRDT stands for “Conflict-free Replicated Data Type”. That’s a long acronym, but the concept isn’t too complicated. It’s a kind of data structure that can be stored on different computers (peers). Each peer can update its own state instantly, without a network request to check with other peers. Peers may have different states at different points in time, but are guaranteed to eventually converge on a single agreed-upon state. That makes CRDTs great for building rich collaborative apps, like Google Docs and Figma — without requiring a central server to sync changes.